Wheelers Website

Rhode Island Health Insurers Push for Rate Hikes

Rhode Island Health Insurers Push for Rate Hikes

Purchasing health insurance in Rhode Island may become more expensive next year. Rate increase requests from some of the largest health insurance providers in the state, including Blue Cross Blue Shield of Rhode Island (BCBSRI) and Neighborhood Health Plan of Rhode Island (NHPRI), are expected to impact insurance premiums paid by consumers in 2019.

While BCBSRI’s requested increase is significant at 10.7 percent, Tufts Health Plan HMO beats it at 10.9 percent with NHPRI following at 8.7 percent. U.S. Rep. David Cicilline (D), 1st Congressional District, expressed the concerns of many, stating that if approved, the increases will have a direct impact on the cost of health insurance, making it “more difficult for residents to afford health care.”

Rhode Island’s double digit increase requests are painful for the state’s health insurance consumers, but they fall far short of the increases requested by some insurers in Maryland and Virginia. CareFirst, a major insurance provider in the Mid-Atlantic States with over 3 million member customers, has requested a 91 percent rate increase for one of its Maryland plans and 64 percent for another in Virginia. At the heart of the rate increase requests is the uncertainty of the future of the Affordable Care Act along with increased health care and prescription medication costs.

As the Health Insurance Commissioner’s Office takes the rate requests under review, BCBSRI’s spokesperson, Jill Flaxington pointed out that rate increases are driven by a number of factors, including the very high health care costs of the seriously ill members of the BCBSRI plans. She further indicated that loosening reinsurance restrictions on health insurance providers could reduce the increases in consumer rates by as much as 10 percent.

At NHPRI, Director of Operations, Elizabeth McClaine pointed out that the rate requests submitted by Neighborhood for 2019 were among the lowest in the country. McClaine explained that Neighborhood’s relatively lower rate requests were due to the company’s efforts to control prescription costs along with member wellness programs.

State Representative Aaron Regunberg (D) from Providence has called for a single-payer health care system in response to the potential rate increases, calling it a Rhode Island Medicare-for-All system. Regunberg called for the state to “put those resources where they belong.” He suggested that consumers already pay enough for health care and that he felt money was being spent on items not directly related to their health care, such as administrative costs and advertising.

BCBSRI’s Jill Flaxington pointed out that the insurer paid in excess of $805 million in claims during 2017. Almost half of that amount went to hospital care, emergency room treatment and in-patient and out-patient surgeries. The balance went for prescription medications, medical lab work, x-rays and specialist care and therapy.

While the health commissioner is expected to rule on the requested increases this summer, other long-term solutions such as reinsurance have become the focus of insurers and regulators. Reinforcing BCBSRI’s call for stabilization of health care costs by modifying reinsurance prohibitions, Maryland legislators are seeking a modification of the Affordable Care Act rules that could lower premiums by 30 percent. The modification would allow health plan providers to reinsure their risk, reducing their claim exposure and potentially reducing insurance rates for consumers.

Battle of Ideas

The battle of ideas have always existed. People nowadays have different perspectives in changing the nation and making it a better place to live in. With this being said, the American progressives have have been firm in believing that a better nation is not impossible. It focused on environmentalism and social justice to bring a reform to the nation.

I remember a friend who was given a task by his professor to give their own suggestions to uplift their own country from poverty. Patrick, my friend, cited the battle between the right and the left. On his paper, he proposed that they can both work together aside from fighting each other. He even mentioned that both parties are like two separate railroads, that no matter what their ideas and principles are, they will still head to one destination.

Just like Patrick, he also believes in American Progressives’ ideas that education can solve the society’s problems. He believes every well-educated individual can provide good contributions for the betterment of their nation.

Patrick had a hard time in researching about his topic and he spent many sleepless nights to submit a great output. I remembered when he called and asked me if I could go with him to the gym because he couldn’t find any gym-buddy anymore due to their busy schedule. So because I also want to take a little time for myself, I decided to join.

While we were on our way to the gym, we came across a natural testosterone booster called Testogen. I have read so many good reviews about it and many dietitian are recommending it because of the eight active natural formula that it has. It is safe to use and there’s no report of any side-effects. People can use it especially if they are body builders, athletes, and men with low libido.

I told Patrick to imagine and think that this booster is like his project about the American Progressives. That if people want positive outputs in life and they would like to make this place a better to live in, then they must know how to accept flaws and changes.

Certainly, many countries nowadays are also wanting to boost their economy and solve their own problems, but if they won’t allow any solutions to come in and they will resist help from potential people, then they will really not achieve what they want.

Everyone should bear in mind that there’s no perfect nation and government. Problems are inevitable. A great nation can be distinguished if it stands for what it believes in.

How to be a Great Leader

Being a leader is not an easy thing. You have to sacrifice a lot of your time and effort for other people. There will also be times that you have to forget about yourself for a while because you need to be of greater service to others.

For the past years, I have learned so many things in life. The people around me gave me so many lessons that I will cherish until my last breathe. I have learned to recceed, conquer, and celebrate life.

I remember when a kid in England asked me how I am able to balance my personal, career, and love life. I could have answered him “It’s just about time management, boy”, but instead, I just decided to give him a smile. Right then I realized that you can accomplish things in life especially if you know what you want and you love what you do. You don’t have to force yourself to do the things that you never like.

I believe that happiness is a choice. If someone is happy, then that person can also share his/her happiness to others. It feels good to imagine that our world is united in that aspect. We may have different opinions, perspectives, and values, but I am certain that everybody just wants to live a happy life.

I understand that it’s tiring to work for the community. I think that stress has so many disadvantages also for me. Some people loss weight, but for me, it’s different. When I’m stress, I eat a lot. I don’t know if there’s such thing as “stress eating” but I really gain weight when I get pressured at work.

I am very fortunate that one of my members recommended to me some products from Life Cell. I have been using this cream for quite some time now and I can say that they are very effective. There’s no need to worry about side effects because those are herbal products.

It is indeed hard to lead others for a better future. I may have said that there are times that you have to forget yourself, but I never said that you have to stop loving yourself. Of course, in order for you to provide greater service to others, the first thing you have to do is to give great service for yourself so you can share it with the people around you.

Sources:
https://eternallybeautifulwomen.com

Work and Play

For Peter Wheeler, work and play could possibly exist in the same line. As an active member of the Labor Party, he always makes sure to balance out every single detail of his life in order to suit his needs and to serve Salford. He is not your typical go setter trade unionist. Despite his high office, Wheeler remains a down to earth person. He is approachable and jolly, someone you could easily talk to; traits rarely found in a man of position.

To prove his unwavering dedication, he had been a member of the Labor’s National Executive Committee for 6 years, immersing himself thoroughly on highly diversified ideological trends that make up the large summary of the crucial decision making for the political party. He was good at the arena of politics, and that is certain. He proved it by the countless contributions he made for the party. He is not a static person. He knows he can do more for his job, that he could excel, even surpass himself and his milestones in work. This made him decide to run for another term in 2012.

Despite him loving his work, Wheeler is aware that it is not easy. Work tolls a lot in his health and well-being. Supplements and proper diet must not be taken for granted to ensure that he would be on top of his game, either on the field of work and play.

Wheeler is aware that the medical world had tried ways to keep the levels of testosterone and estrogen, progesterone and the like up and going. But HgH had always received little to no attention, until the discovery of the link between HgH and its anti-aging properties were discovered.

As a politician constantly facing stress, the process of aging is fast. This product helped Wheeler keep up with his everyday tasks by building his muscle and losing weight, along with the right diet and proper exercise.

Where I Can Call Home

Where I Can Call Home

Healthy_WeightI chose to be in this kind of business because of my ambition to serve others.  I have not regret the consecutive meetings nor have I doubted development in this town. Likewise, I have always been proud for Salford and Labour Union’s projects for the community bound to be a success. I make sure that the people behind this success, who made it happen and has continuously given their support to us (Labour Party) will be recognized with gratitude. One form to show this is through giving back, acknowledging their voices and arguments on different issues we are facing now.  Being a friend who’d listen and be of help, and not just a politician who asks for a vote is also one.

This was a dream before I was in the position. Now, it is a reality I have to stand for every day. Even until now, I find myself fortunate, knowing that I am not alone in fighting for what I chose to stand for. In my years of service, the people of Salford and their culture has been my foundation of who I am as a leader. The community taught me to stand for what I believe in, and fight for Salford and its townsfolk. I have seen how visitors from other town cope up with the culture in Salford because of the people. This is what Salford is made out of, people and a place we call home.

In Salford, home is anywhere you’ll feel welcome to stay in. Home isn’t limited to structures and people, proven by inspiring stories. One of which I know is a story from a colleague of mine. She and her daughter visited the Manchester and Salford Branch of the RSPCA, a separate charity from the national RSPCA (Royal Society for the Prevention of Cruelty to Animals). My colleague’s initial expectation is that they’ll adopt a cat, since her child is fond of cats.

Salford is a home to everyone. Families living in each house. Salford chose to be democratic until now, and its people has respected their freedom and limitations. Due to our effort and those who
believed in us, crime in our hometown is low and schools are well improved based on our survey. We are in debt for the support. We would like to ask for the continuous belief for our future goals for Salford. To maintain our mind and bodies we like to stay healthy and maintain a good weight, for many helpful tips click the link or visit Gynectrol Amazon.

 

Status of our Environement

I am an active member of the Labour Party in Salford and I can tell you that I am also aware of the current status of its environment. As a plain speaking trades unionist and a member of Labour’s National Executive Committee for 6 years now, I realized that you should always be aware and prepared for anything that you might encounter. You also have to carry out the job in front of you whenever the situation asks. You have to find solutions for all the problems that you might face. Currently, our main focus is the sustainability of our environment.

One morning, I went out to meet a colleague of mine. I asked him if he knew a way to regulate smoking in the area so we could decrease air pollution. I asked for his advice and we talked about the previous plans and actions that were made. Unfortunately, none of them really worked. Few hours later, we came up with a solution for cigarette smoking. This is actually a major factor of pollution in our place so we thought that it’s better to start solving it. Taking natural health supplements to keep you at a healthy weight will help counteract any harmful effects of smoking.

I have read about the effects of e-cigarettes on people who are addicted to smoking. These e-cigarettes have enabled some smokers to either quit smoking or just reduce their daily consumption. Not only that, a new study has concluded the benefits of e-cigaretttes. It outweighs the potential harms that a normal cigarette or tobacco gives. I have realized how  beneficial it would be not just for my citizens’ health but also in my town’s environment.

My service as a councilor of the Labour party in Salford may be long over but I am certain that caring for the environment should not have a tenure in itself. I should not stop serving for my town. I understand that the people around me need a healthier air to breathe and a cleaner water to drink. I am one step closer to doing the right thing for my community. It might be a small step for some but I’m sure that it will help a lot.

Sources:
HgH Pills for Sale

Great Product Deserves Ultimate Applause

According to Wikipedia, “The City of Salford is a city and metropolitan borough of Greater Manchester, England. It is named after its largest settlement, Salford, but covers a far larger area which includes the towns of Eccles, Swinton and Pendlebury, Walkden and Irlam which apart from Irlam each have a population of over 35,000. The city has a population of 218,000 and is administered from the Salford Civic Centre in Swinton.”

Salford was enfranchised as a governmental municipality returning a single Member of Parliament (MP) by the Great Reform Act of 1832. Peter Wheeler is an active member of the labour party in Salford and the North West of England. According to the Labour Party Constitution, “The Labour Party organisation and procedures are democratic. They are designed to encourage the maximum amount of debate and free open exchange of opinion within the Party. The organisation and procedures which we use reflect our socialist values and distinguish the Labour Party as a uniquely democratic organisation. They provide a guarantee to all Party members that they have a right to be heard and that they will be listened to.” Peter was a member of Labour’s National Executive Committee for 6 years until 2010 and will be seeking re-election in 2012.

I have witnessed him as a very down to earth and soft spoken man. Everybody in the neighborhood will approach him with respect despite his friendly attitude. He will always be seen with his pet dog that he always bring along whenever he goes. He became a legendary man in our town since he provide a very strong will and dedication for his work. He would never ask for any return gratitude from the people that he served his helped. I came to know him since he would always come by at my clinic whenever his favorite pet suffers from flu or seeks medical assistance.

One day, he was furious and agitated as he walks inside my clinic carrying his weak dog. I began to do my thorough examination and the diagnostic tests results to acute liver insufficiency. I immediately prescribe the best supplement for the liver called Denamarin. This is a nutritional supplement designed to provide specific nourishment to help liver function in cases of acute liver insufficiency in dogs and cats. After 30 days, Mr. Wheeler come to visit me and he was very thankful for my service. His dog was more energetic than ever because of Denamarin. It was really a great honor to be of service to all the people in our neighborhood.

FOR THE PEOPLE

A government’s duty is to secure the welfare of its people. However, the question of who people are gets blurred in the process of public service. In certain moments, the government lobby for the “people” who least represent the general interest and more likely only pursuing personal gain. Because of this, the voice of the masses, they that build up society from its roots remain unheard. A government which does so oppresses its people and neglect its welfare. It is the duty therefore of its citizens to ensure that this does not happen.

This is what I stand for and this, I believe, is my calling. In my tenure in the Labour Party, I see that there is no better way to ensure proper policies than by listening and being with the people. A community is not merely a homogenous group of people, but is also made up of voices we sometimes fail to listen too. Until now, women experience oppression and so certain opportunities for their grievances to be aired must be created.  Likewise, various sectors of the community must have the chance to speak as well. Countless youth, members of the LGBT community, other minorities and Peoples of Colour should be represented and be cared for by the government. Above all, let us not forget the workers who make the gears of society turn even if sometimes they are out of sight. It is they that should be the priority of the services the government provides. Being part of the National Executive Committee of the Labour Party has given me an avenue to bring justice to those unable to properly receive it.

A public servant’s duty takes a lot to execute. An ordinary day consists of countless meetings and consultations with a multitude of people. One must also be open to whoever might need help in the community. One must be open to the idea of others in finding the solutions for corruption. Aside from that, I never fail to give time to the ones closest to me, my family. For it is they who stand by me and give me strength through what I do.

It is no burden but it is all in a day’s work. It is no easy task, but somebody’s got to stand up for those that need to be heard. Change can only be brought about by those willing to break a sweat.

  • Contact Peter!
  • Privacy Policy

Copyright © 2019